Banks In Need Of Dough

Banks, already in trouble due to the financial crisis, are now struggling with changes in customer behavior:

"It doesn't seem to be a change in being more prudent about non-sufficient fund fees or anything like that," Cooper replied. "It more of just they're spending less so they have fewer incidents" involving bounced checks and their subsequent fees.

Your poor old bank
is on its knees.

So bounce some checks
and pay some fees.