The Affordable Care Act seems to be bending the "cost curve" in the wrong direction. The cost of coverage seems to be going up, at the same time as the plans are covering less and less.
It's a mess.
The law always seemed to be an overly complicated machine, a wild combination of bureaucracy and market mechanisms, something that defied human understanding. Was this because it was constructed by an uber-genius? Or was this because it was constructed by committees of sub-geniuses.
Perhaps it doesn't matter
but I fear it was the latter.